Terms of Service

This document outlines the terms under which you may use our services ("Services") provided by Group Advisors LLC ("We" or "Us"). By accessing, using, or benefiting from our Services, you agree to be bound by this Terms of Service.

This Terms of Service applies exclusively to your use of our Services as defined in this document. Any actions taken under the Terms of Service are at our sole discretion and shall not be interpreted for the benefit of third parties unless explicitly stated otherwise.

Our Services include employee benefits administration, tax solutions, compliance services, and related consulting services. We reserve the right to modify, suspend, or discontinue any part of these Services at any time without prior notice.

You agree to use our Services in accordance with applicable laws and regulations. You must ensure that all devices, tools, and systems you use comply with relevant legal requirements and that your actions do not cause harm to others or violate any third-party policies.

While we provide access to certain content or tools on our platform ("Content"), we are not responsible for the accuracy, completeness, or timeliness of such Content. You acknowledge that any reliance on this Content is at your own discretion and risk.

NOTWITHSTANDING ANYTHING ELSE CONTAINED IN THIS TERMS OF SERVICE OR ANY OTHER DOCUMENTS, WE DISCLAIM ALL WARRANTIES AND WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR TIMELINESS. IN NO EVENT WILL WE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OUR SERVICES.

We reserve the right to terminate or suspend your access to our Services at any time without prior notice for any reason, including but not limited to non-compliance with these Terms of Service or other applicable laws.

This Terms of Service is governed by and solely subject to the laws of Florida, USA. Any disputes arising out of this agreement shall be resolved exclusively in the courts located within Florida, USA.

You agree that any claim, dispute, or controversy arising from your use of our Services (or any part thereof) shall be resolved individually by arbitration in accordance with these Terms of Service and without the requirement for class procedures or jury trials.

THIS IS NOT A LEGAL OPINION OR LEGAL ADVICE, AND YOU SHOULD NOT RELY ON IT AS SUCH. OUR SERVICES ARE PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT YOUR USE OF THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.

YOU AGREE TO indemnify and hold us harmless against any claims arising out of your use of our Services or any third-party content provided by you, including but not limited to, direct liability related to such use.

This Terms of Service may not be assigned or transferred by you without our prior written consent. Any attempt to assign or transfer this agreement without our prior written consent shall be void.

WE MAY PERIODICALLY Update these Terms of Service for operational reasons. Any modifications will be effective upon our posting of the revised version on our website.

IN NO EVENT WILL WE BE LIABLE FOR ANY DAMAGES ARISING OUT OF Force Majeure, WHICH SHALL NOT EXCLUDE OR LIMIT OUR LIABILITY FOR ACTS OF GOVERNMENTAL AUTHORITIES, INSURERS' REIMBURSEMENTS, OR COMPETITOR'S ACTION.

THE ABOVE PROVISIONS ARE NOT TO BE construed as limiting the generality of the Terms of Service and shall apply wherever applicable.

By accessing or using our Services, providing an electronic signature, or otherwise agreeing to any agreement, form, or consent through our platform, you consent to transact business with us electronically and to the use of electronic records and electronic signatures. You agree that your electronic signature has the same legal force and effect as a handwritten signature, and that electronic records satisfy any legal requirement that such records be provided or retained in writing.

You may withdraw your consent to transact electronically, or request a paper copy of any record, at no charge by contacting us at legal@groupadvisors.com. To access and retain electronic records, you will need a device with internet access, a current web browser, and the ability to view and save PDF documents. You are responsible for keeping your contact information (including email address and mobile number) current so that we can deliver electronic records to you.

If you provide your mobile number and opt in, you consent to receive recurring automated text messages from Group Advisors relating to your account, our programs, and service notifications. These are transactional and account messages only; we do not send marketing or promotional text messages. Consent to receive these text messages is not a condition of purchasing any goods or services. Message frequency varies, and message and data rates may apply.

You can opt out at any time by replying STOP to any message, and reply HELP for help. Carriers are not liable for delayed or undelivered messages. Your information is handled in accordance with our Privacy Policy; mobile opt-in data and consent are not shared with third parties for their own marketing or promotional purposes.

By continuing to use our Services after receiving these Terms of Service, you confirm that you agree to their terms as outlined above.