Preventive Care That Works Alongside Your Benefits
Group Advisors sets up the Wellness Program: an employer-sponsored preventive-care plan that operates under Section 125 of the Internal Revenue Code. It is designed to cost neither the employer nor the employee anything out of pocket, and it runs alongside your existing insurance, broker and benefits.
How It Is Set Up
Where the Program Comes From
Two things had to exist first: a section of the tax code that lets employees pay for benefits pre-tax, and a preventive-care operation big enough to run the care side well.
Built on Preventive Care
The care side of the program is delivered by U.S. Health Centers, our administration partner, which has served employers with preventive-care programs since 2003. They run the employee-facing side: preventive screenings and wellness activities, employee communication, and employee support.
Group Advisors sets the plan up on the employer's side. We prepare the plan documents, guide each compliance step, and stay with you through go-live. The employer remains the plan sponsor, and a licensed third-party administrator holds the plan funds in a custodial account and pays claims. We are not an insurer, and we are not the TPA.
Built on Your Own Numbers
We do not quote a saving before we have seen your payroll. Every employer gets a proposal computed from their own census: projected employer payroll-tax savings and projected employee take-home pay, shown separately and labelled estimated or confirmed. Estimates are based on your census data; actual results vary and are not guaranteed.
The program is designed so that it costs neither the employer nor the employee anything out of pocket, and it sits alongside what you already have — no change to your existing insurance, your broker, or a Section 125 plan you already run.
How It Came Together
The three pieces behind the program you would be signing up for
Section 125 Becomes Law
Section 125 of the Internal Revenue Code creates the cafeteria plan, the framework this program operates under
Preventive Care Roots
U.S. Health Centers begins serving employers with preventive-care programs
The Wellness Program
Group Advisors brings the two together: an employer-sponsored Section 125 preventive-care program, administered with U.S. Health Centers
How We Work
The principles below decide how we quote, how we set the plan up, and what we will and will not say about the numbers.
Client-First Approach
You get plain answers about a plan you sponsor, before you commit to anything.
- Plain-English explanations
- Questions answered within one business day
- No obligation to proceed after a proposal
- A long-term partnership, not a one-time sale
Integrity and Trust
We would rather show you a careful projection than an impressive one.
- Projections, never guarantees
- Figures drawn from your own census
- Payroll data handled under a signed BAA
- Plan funds held by a licensed TPA
Clear Roles
Everyone involved has a defined job, and you can see which one is which.
- Group Advisors sets the plan up
- U.S. Health Centers supports your employees
- A licensed TPA holds the plan funds
- You remain the plan sponsor
Measured on Your Numbers
The proposal is arithmetic on your payroll census, not a benchmark from someone else.
- Projected employer payroll-tax savings
- Projected employee take-home pay
- Shown before program fees
- Each figure labelled estimated or confirmed
Built Around What You Have
The program is designed to add to your benefits rather than replace any of them.
- No change to your existing insurance
- No change to your broker
- Runs alongside a Section 125 plan you already have
- We read payroll data; we do not run your payroll
A Guided Rollout
Implementation is a checklist you work through with us, not a document dump.
- Step by step in your client portal
- Typically 30 to 45 days
- Plan documents prepared for you
- Training before go-live
Our Mission
“To give employers of any size a preventive-care program their people can actually use — designed to cost neither the business nor the employee anything out of pocket, and set up so the employer keeps the benefits, the broker and the payroll company they already have.”
Who Does What
Group Advisors
We set the plan up on the employer side and stay with you through go-live
Responsible for
U.S. Health Centers
Serving employers with preventive-care programs since 2003
Responsible for
Licensed Third-Party Administrator
A licensed TPA holds the plan funds and pays claims. Group Advisors is not the TPA
Responsible for
Your Existing Providers
Your insurance, your broker and your payroll company carry on exactly as they are
Responsible for
The Program at a Glance
What the Wellness Program is, who it covers, and how it is administered — the details that decide whether it fits your business.
From First Call to Go-Live
Each step happens in your client portal, so you can see where the setup stands at any point.
Introduction and BAA
Step 1Payroll Data
Step 2Your Proposal
Step 3Implementation and Go-Live
Step 4“Every figure we show you is computed from your own payroll census — projected employer payroll-tax savings and projected employee take-home pay, side by side, shown before program fees.”
See What the Program Looks Like for Your Payroll
The quickest way to judge the Wellness Program is to see it costed against your own census. Start with a call, or send us your details and we will put the projection together.
Schedule a Call
Book a time to walk through how the program works and whether your workforce qualifies.
Book a TimeCall Us Today
Speak to someone about the plan, eligibility, or what implementation involves.
(407) 391-1355Get a Savings Projection
Send us your company details and we will prepare a projection from your payroll census. Estimated, not guaranteed.
Request a ProjectionVisit Our Office
5971 Brick Ct. Suite 2001
Winter Park, FL 32792
Call Us
(407) 391-1355
Email Us
info@groupadvisors.com
We reply within one business day